This is the worst insurance ive ever had. Randomly applies your deductible to whatever they feel like so one month your prescription cost nothing the next you pay the full amount. They keep getting my claims wrong saying doctors arent in network when they are. Hard to get in touch with they put you on hold forever. Website majority of the time doesn't work right. There explanation of benefits explains nothing. Just says doesn't cover with no real reason so you have to call to find out. then find out they charged you wrongly because no one knows what theyre doing. Aetna was so much better i never had issues with them and were so easy to get in touch with. Website was so easy to use. Hate this insurance.
WOULD LIKE TO APPLY BUT ALL THEY DO IS PUT YOU IN THE STUPID MARKETPLACE. YOU NEVER GET ANYWHERE.YOU CAN NEVER REACH ANYONE.I HOPE NY IS BETTER THAN FLA.
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